Pumpkin Swirl Bread

8 oz cream cheese
1/4 c sugar
1 egg
1 3/4 c flour
1 1/2 c sugar
1 tsp baking soda
1 tsp cinnamon
1/2 tsp salt
1/4 tsp nutmeg
1 c pumpkin
1/2 c margarine
1 egg
1/3 c water

Combine cream cheese, sugar & egg until well blended.  Set aside. Combine dry ingredients.  Add pumpkin, margarine, egg & water, mixing just until moistened.  Reserve 2 cups pumpkin batter.  Pour remaining batter into  greased & floured loaf pan.  Pour cream cheese mixture over pumpkin batter &top with reserved batter.  Cut through batters with knife several times for swirl effect.  Bake tat 350 for 1 hour 10 minutes or until toothpick comes out clean.  Cool, remove from pan.  Best after being chilled.